305-499-8743 HFA@hfamiami.com
18
Apr

Finding Your Way Home

If your resolution is to get into a new home this year, it’s important to find the right one. Here are a few tips on how to choose the right location and the right type of home for you. Whether you currently rent or own your home, you already understand the importance of location. It’s …

11
Apr

Fair Housing Month

During the month of April, we come together as a community and a nation to celebrate the anniversary of the passing of the Fair Housing Act and recommit to that goal which inspired us in the aftermath of Rev. Dr. Martin Luther King Jr’s assassination in 1968: to eliminate housing discrimination and create equal opportunity …

7
Mar

Your Monthly Payment is in the Mail

You have mortgage questions and we have answers. Once you become a homebuyer you will want to know where to send your monthly mortgage payment. Congratulations, you have already qualified for a mortgage. You have found the home of your dreams and you have closed on the loan. Now it’s time to start making monthly …

23
Feb

Credit Counts When Buying a Home

If you’re thinking about buying a home, you need to be aware of how your credit score affects your loan. It is one of the most important factors when qualifying for a loan. Generally speaking, a higher score can mean a better chance of getting approved for a loan and securing a lower interest rate. ...
21
Feb

Income Tax Season – What to Know

It is income tax season for the year 2017. For some, it is a happy time because they expect to receive a refund of a portion of the taxes they paid throughout the year. For others this is a time to pay the government the amount of taxes that were not paid from their income. …

16
Feb

Keep Calm and Start Your Homeownership Journey in 4 Easy Steps

The process of buying your first home can seem overwhelming. Sometimes it seems as though there are so much to do and remember. However, you are not alone. There is a team of housing experts who are ready and willing to help you reach your goal. That team includes Realtors to help you find the …

2
Feb

Home Inspections save you lots of money

What to Expect From Your Home Inspection So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid …

28
Nov

What is income?

When it comes to homeownership income is a big concern and household income plays a large role in the amount of mortgage first-time homeowners qualify for. For homeownership, lenders want to know that buyers have a steady, reliable source of income to repay the mortgage loan. Whether you are in sales and receive a commission …

23
Nov

Housing, family and holidays go hand-in-hand!

Without families there would be no housing and the holidays bring families together like no other time of the year. Whether near or far, we find a way to celebrate with others during the holidays, and Thanksgiving is the kind of holiday that draws us towards home.  Each family has its own Thanksgiving traditions, and …

16
Nov

5 Questions to ask your Realtor

If you’re a first-time homebuyer, you may be wondering what is the first step for buying a home.  The first step for first-time homebuyers is often choosing a Realtor to help locate the right home, in the best neighborhood at a price you can afford. But how do you find the best ones out of all the available …

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