305-499-8743 HFA@hfamiami.com
15
Jun

The Shift: Why Millennials Choose to Buy a Home

“The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” At 93%, the top reason Millennials choose to buy is to have control over their living …

13
Jun

The Homeownership Race is On and the Pace is Picking Up!

According to the latest report from the US Census Bureau, more Americans chose purchasing a home over signing a lease to rent in the first quarter of 2017.  This marks the first time since 2006 that the number of new homeowner households outpaced the number of new renter households. Of the 1.22 million new households that …

25
May

What is the Cost of Not Owning Your Home?

Owning a home has great financial benefits, yet many people continue renting! Let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “With Rents continuing to climb and interest rates staying low, many renters …

23
May

4 Rules to Live By When Making an Offer on a House

So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true! Here are …

25
Apr

Slaying Myths About Buying a Home

Let’s clear up a few misconceptions about buying a home.  

18
Apr

Finding Your Way Home

If your resolution is to get into a new home this year, it’s important to find the right one. Here are a few tips on how to choose the right location and the right type of home for you. Whether you currently rent or own your home, you already understand the importance of location. It’s …

11
Apr

Fair Housing Month

During the month of April, we come together as a community and a nation to celebrate the anniversary of the passing of the Fair Housing Act and recommit to that goal which inspired us in the aftermath of Rev. Dr. Martin Luther King Jr’s assassination in 1968: to eliminate housing discrimination and create equal opportunity …

7
Mar

Your Monthly Payment is in the Mail

You have mortgage questions and we have answers. Once you become a homebuyer you will want to know where to send your monthly mortgage payment. Congratulations, you have already qualified for a mortgage. You have found the home of your dreams and you have closed on the loan. Now it’s time to start making monthly …

23
Feb

Credit Counts When Buying a Home

If you’re thinking about buying a home, you need to be aware of how your credit score affects your loan. It is one of the most important factors when qualifying for a loan. Generally speaking, a higher score can mean a better chance of getting approved for a loan and securing a lower interest rate. ...
21
Feb

Income Tax Season – What to Know

It is income tax season for the year 2017. For some, it is a happy time because they expect to receive a refund of a portion of the taxes they paid throughout the year. For others this is a time to pay the government the amount of taxes that were not paid from their income. …

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