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Category - first time home buyer

21
Sep

Report: Homeownership Is A Precondition Of The American Dream

Hearth just released their 2017 State of the American Dream report which showed that Americans still see homeownership as an integral piece of the American Dream. The report confirmed that “all generations–including millennials–agree homeownership is very important to achieving the American Dream.” Americans ranked “owning a home I love” higher than any other options (including …

24
Aug

The Facts (and Myths) on Down Payments

Are you in the market to buy a home? Are you worried about your down payment? No doubt you’ve heard the rule of thumb that you shouldn’t buy a home unless you can put 20% down. Before accepting this myth, it’s important to do your homework, weigh the pros and cons regarding your down payment …

22
Aug

The Ultimate Homebuying Team You Need to Score Your Dream Home

For something as important as buying a home, you need the right team of housing professionals working with you. Having their expertise and support on your side could make all the difference in your drive towards homeownership. Your Team 1. Housing Counselor 2. Realtor 3. Loan Officer 4. Appraiser 5. Home Inspector 6. Title Company …

10
Aug

Singles Are Falling For Their Dream Home

Find true love in your dream home. Single Americans are purchasing homes in record numbers. Take a look at a few reassuring stats on the purchasing habits of singles.

1
Aug

Home Equity = Ca$h

  The word “equity” may sound complicated, but it is actually one of the greatest benefits and rewards to owning a home. Equity is a way to build wealth. Home equity is like a forced savings account. With every mortgage payment you make, you earn equity. It is like making a deposit in the bank …

20
Jul

Home Buying Tips for Renters

Historically, the choice between renting, or buying a home has been a tough decision. Consider the four tips below as you think about buying a home this year. Tip #1– Interest Rates are still historically low and holding. Tip #2– Almost 88% of rental property managers have raised their rent in the last 12 months. …

29
Jun

Dare to Own: Common Myths Busted Wide Open

Many potential buyers are frozen in their efforts to become homeowners. Break the ice and start the process today. June is National Homeowners month and HUD is urging buyers to “Dare to Own the Dream” of homeownership. Check out the myths below that research and survey’s indicate are holding you back from attaining the American …

21
Jun

Hooray! Buying Is Now 33.1% Cheaper Than Renting in the US!

Sounds too good to true? Well, the Trulia report is in and it says buying is less expensive than renting. The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. …

15
Jun

The Shift: Why Millennials Choose to Buy a Home

“The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” At 93%, the top reason Millennials choose to buy is to have control over their living …

25
May

What is the Cost of Not Owning Your Home?

Owning a home has great financial benefits, yet many people continue renting! Let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “With Rents continuing to climb and interest rates staying low, many renters …

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