305-499-8743 HFA@hfamiami.com

Category - Freddiemac.com


Hooray! Buying Is Now 33.1% Cheaper Than Renting in the US!

Sounds too good to true? Well, the Trulia report is in and it says buying is less expensive than renting. The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. …


Fair Housing Month

During the month of April, we come together as a community and a nation to celebrate the anniversary of the passing of the Fair Housing Act and recommit to that goal which inspired us in the aftermath of Rev. Dr. Martin Luther King Jr’s assassination in 1968: to eliminate housing discrimination and create equal opportunity …


Keep Calm and Start Your Homeownership Journey in 4 Easy Steps

The process of buying your first home can seem overwhelming. Sometimes it seems as though there are so much to do and remember. However, you are not alone. There is a team of housing experts who are ready and willing to help you reach your goal. That team includes Realtors to help you find the …


Home Inspections save you lots of money

What to Expect From Your Home Inspection So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid …


Holiday savings accounts still a merry idea

Holiday savings accounts sure do come in handy this time of year. If you did not have a holiday account for 2016, it is not too early to get started on your 2017 Holiday season. Let’s take a look at some savings facts. Your mother or your grandfather probably had a Christmas holiday club account at …


What is income?

When it comes to homeownership income is a big concern and household income plays a large role in the amount of mortgage first-time homeowners qualify for. For homeownership, lenders want to know that buyers have a steady, reliable source of income to repay the mortgage loan. Whether you are in sales and receive a commission …


Housing, family and holidays go hand-in-hand!

Without families there would be no housing and the holidays bring families together like no other time of the year. Whether near or far, we find a way to celebrate with others during the holidays, and Thanksgiving is the kind of holiday that draws us towards home.  Each family has its own Thanksgiving traditions, and …


5 Questions to ask your Realtor

If you’re a first-time homebuyer, you may be wondering what is the first step for buying a home.  The first step for first-time homebuyers is often choosing a Realtor to help locate the right home, in the best neighborhood at a price you can afford. But how do you find the best ones out of all the available …


Look out housing, Millennials are about to take over

It’s just a matter of time, according to new First American data. Millennials haven’t taken over the housing market yet, but it’s only a matter of time before they do. Many Millennials have not moved into homeownership due to a number of factors, including a preference for urban living and a high student debt burden.  However, now first First …


Why the low Hispanic homeownership rate matters

One of the most important questions in the housing industry is how the mortgage market will change with the nation’s changing demographics. Families of color will make up 43 percent of the nation’s population by 2030. Yet, families of color have, on average, a much harder time getting a mortgage than do white families. Will the housing …

Page 1 of 3
Translate »