305-499-8743 HFA@hfamiami.com

Category - Homeownership


Report: Homeownership Is A Precondition Of The American Dream

Hearth just released their 2017 State of the American Dream report which showed that Americans still see homeownership as an integral piece of the American Dream. The report confirmed that “all generations–including millennials–agree homeownership is very important to achieving the American Dream.” Americans ranked “owning a home I love” higher than any other options (including …


4 Reasons to Buy a Home This Fall!

For sure, 2017 can be the year you become a homeowner for life. Here are four great reasons to buy your first home in 2017. 1. Prices Will Continue to Rise. Buy Now and Take Advantage of Low Prices Real estate price indexes like CoreLogic predict that home prices will continue to increase at a rate of 5.0% over …


The Facts (and Myths) on Down Payments

Are you in the market to buy a home? Are you worried about your down payment? No doubt you’ve heard the rule of thumb that you shouldn’t buy a home unless you can put 20% down. Before accepting this myth, it’s important to do your homework, weigh the pros and cons regarding your down payment …


The Ultimate Homebuying Team You Need to Score Your Dream Home

For something as important as buying a home, you need the right team of housing professionals working with you. Having their expertise and support on your side could make all the difference in your drive towards homeownership. Your Team 1. Housing Counselor 2. Realtor 3. Loan Officer 4. Appraiser 5. Home Inspector 6. Title Company …


Home Buying Tips for Renters

Historically, the choice between renting, or buying a home has been a tough decision. Consider the four tips below as you think about buying a home this year. Tip #1– Interest Rates are still historically low and holding. Tip #2– Almost 88% of rental property managers have raised their rent in the last 12 months. …


The Homeownership Race is On and the Pace is Picking Up!

According to the latest report from the US Census Bureau, more Americans chose purchasing a home over signing a lease to rent in the first quarter of 2017.  This marks the first time since 2006 that the number of new homeowner households outpaced the number of new renter households. Of the 1.22 million new households that …


What is the Cost of Not Owning Your Home?

Owning a home has great financial benefits, yet many people continue renting! Let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “With Rents continuing to climb and interest rates staying low, many renters …

Translate »