305-499-8743 HFA@hfamiami.com

Fair Housing Month

During the month of April, we come together as a community and a nation to celebrate the anniversary of the passing of the Fair Housing Act and recommit to that goal which inspired us in the aftermath of Rev. Dr. Martin Luther King Jr’s assassination in 1968: to eliminate housing discrimination and create equal opportunity …


Energy-Efficient and Healthy Homes Make Healthy Families!

Energy efficiency saves money for renters and homeowners alike. Single family developers and builders of multifamily rental properties, now more than ever realize and capitalize on the benefits of cost saving sustainable construction and energy efficient amenities. “Green” building has gone mainstream. We want our first-time home buyers to reap the benefits a healthy and …


Home Inspections save you lots of money

What to Expect From Your Home Inspection So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid …


Holiday savings accounts still a merry idea

Holiday savings accounts sure do come in handy this time of year. If you did not have a holiday account for 2016, it is not too early to get started on your 2017 Holiday season. Let’s take a look at some savings facts. Your mother or your grandfather probably had a Christmas holiday club account at …


What is income?

When it comes to homeownership income is a big concern and household income plays a large role in the amount of mortgage first-time homeowners qualify for. For homeownership, lenders want to know that buyers have a steady, reliable source of income to repay the mortgage loan. Whether you are in sales and receive a commission …


Housing, family and holidays go hand-in-hand!

Without families there would be no housing and the holidays bring families together like no other time of the year. Whether near or far, we find a way to celebrate with others during the holidays, and Thanksgiving is the kind of holiday that draws us towards home.  Each family has its own Thanksgiving traditions, and …


5 Questions to ask your Realtor

If you’re a first-time homebuyer, you may be wondering what is the first step for buying a home.  The first step for first-time homebuyers is often choosing a Realtor to help locate the right home, in the best neighborhood at a price you can afford. But how do you find the best ones out of all the available …


Looking to buy a home? Start with some housing websites and cool apps

Here is a home buying tool box for anyone who is looking to buy a home in the near future. Luckily, there is no shortage of online resources and apps to help prospective buyers think critically about how much mortgage they’d truly be comfortable with — regardless of what the bank may be willing to …


Obstacles to Homeownership: Perceived or Real?

The belief Americans have in the power of homeownership and their desire to participate in the American Dream may be hampered by some perceived obstacles preventing them from reacing that goal. However, studies have shown that many of the obstacles mentioned are not real. A recent study by Fannie Mae titled, What Do Consumers Know …


More single women buying homes

First-time buyers increase after 3 years of declines. That according to an article by Kelsey Ramirez of HousingWire magazine. Single-women increased their share in the market, hitting levels not seen since 2011, according to the National Association of Realtors’ annual Profile of Home Buyers and Sellers survey. While married couples make up the largest share …

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